Privacy Policy

We are committed to protecting the privacy, confidentiality, and security of your personal and financial information.

1. Information We Collect

• Personal details (name, mobile number, email address)
• Identity information (PAN, Aadhaar – masked/encrypted)
• Financial information (income details, loan requirements)
• Credit information (CIBIL / Experian score with consent)
• Device and usage data (IP address, app usage, device identifiers)

2. Purpose of Data Collection

• Assess loan eligibility and credit suitability
• Connect users with banks, NBFCs, and financial partners
• Complete KYC and compliance requirements
• Improve platform experience and prevent fraud
• Communicate updates, offers, and service notifications

3. Data Sharing & Disclosure

• RBI-regulated banks and NBFCs
• Credit bureaus (CIBIL / Experian) with user consent
• Technology service providers for platform operations
• Government or regulatory authorities if legally required

We do not sell or rent user data.

4. Data Security

• Encryption of PAN, Aadhaar, and credit data
• Secure servers hosted in India
• Role-based access controls and audit logs

5. User Rights

• Access, update, or correct information
• Withdraw consent (subject to legal requirements)
• Request deletion of data where applicable

6. Data Retention

Data is retained only as long as necessary for legal, regulatory, and business purposes.

7. Policy Updates

We reserve the right to update this Privacy Policy. Continued usage implies acceptance of changes.