1. Nature of Service

Loan Sarovar is a digital financial marketplace and does not directly provide loans. All loans are offered by third-party banks, NBFCs, and financial institutions.

2. Eligibility

• Users must be at least 18 years of age
• Users must provide accurate and truthful information
• Users must have the legal capacity to enter into financial contracts

3. User Responsibilities

• Ensure accuracy of all submitted information
• Do not misuse the platform or attempt unauthorized access
• Comply with all applicable laws and regulations

4. Loan Approval & Disbursement

• Loan approval is solely at the discretion of the lending partner
• Loan Sarovar does not guarantee approval, tenure, interest rates, or disbursement

5. Fees & Charges

• Platform usage may be free or paid depending on the service
• Any applicable fees will be transparently disclosed

6. Limitation of Liability

Loan Sarovar shall not be liable for loan rejections, processing delays, actions or decisions of lending partners, or financial losses arising from lender terms and conditions.

7. Termination

We reserve the right to suspend or terminate access to the platform in case of policy violations or misuse.

8. Governing Law

These Terms & Conditions shall be governed by the laws of India, with jurisdiction in India.